Any individual who is over the age of 18, or a trust, company or charity that is not prevented by the laws of its governing jurisdiction from applying for or holding the Bonds. Investors must also fall within one of the following categories: (I) certified high net worth investors (as per COBS 4.12.6R); (II) certified sophisticated investors (as per COBS 4.12.7R); (III) self-certified sophisticated investors (as per COBS 4.12.8R); or (IV) certified restricted investors (as per COBS 4.7.10R)