Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).


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020 3930 8112

Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).

This document is displayed for information purposes only. All parties considering investing with Crowdfunds must first register on the Crowdfunds platform and determine that they meet our investor eligiblity requirements.

This document is displayed for information purposes only. All parties considering investing with Crowdfunds must first register on the Crowdfunds platform and determine that they meet our investor eligiblity requirements.

Under FCA regulations, firms are only allowed to promote illiquid securities to particular types of experienced or sophisticated investors, or ordinary investors who confirm that they will not invest more than 10% of their net investable assests in investments sold via investment-based crowdfunding platforms. If you are not a certified high net worth investor, a certified sophisticated investor or a self-certified sophisticated investor as described in FCA Conduct of Business Sourcebook (COBS) 4.7.9, or certified restricted investor as defined in COBS 4.7.10, you are not eligible to invest in this product and hence this communication is not directed at you.

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Earn a targeted
8.85%
Bonds
Due 2024
Backed by UK Property
Paid Quarterly
Qualifies for tax-free IFISA*
Benefit from a proven approach to commercial-to-residential property conversion and join an experienced team that has never lost money on a project.
Tax status is dependent on individual circumstances and subject to change in the future.
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https://cdn2.sharein.com/crowdfunds/cms/20b7c900-fd84-4761-8902-77920910324b.png
Targeted 8.85% P.A. Due 2024
Backed by UK Property
Paid Quarterly
IFISA Eligible
Ocea converts unused commercial property in the South of England into high-quality, low-cost homes for the growing first-time buyers market.

Watch the Video

Funders of Ocea Projects Include:
The Market Opportunity
Making the most of government legislation that decreases timescales and increases profitability for commercial-to-residential conversions.

The UK government’s Prior Approval scheme means that commercial-to-residential property conversions no longer need to go through the full planning process to be approved by local councils.

This has created an excellent market opportunity for Ocea to create high-quality, low-cost housing that meets the needs of the UK’s growing first-time buyers market.

About the Bonds
Ocea Bonds puts investor interests front and center
Potential returns of 8.85% a year for 5 years
Security provided by first debenture over the assets of Ocea Group
All investments backed by UK property
Ocea invests its own money alongside bondholders

See our FAQ's for further details
Get in Touch  020 3930 8112
Targeted 8.85% P.A. Due 2024
backed by UK Property
Paid Quarterly
IFISA Eligible
Frequently Asked Questions
What could I be earning over the next 5 years?
Ocea Bonds offers a 8.85% per annum rate of return, paid quarterly and backed by UK property. The table below gives some examples of the amount you could earn over the next 5 years tax-free. You will begin to earn interest from the date your investment is accepted.
Investment amount Gross Interest per Quarter Gross Interest per Annum Gross Interest over 5 Years
£1,000
£2,000
£5,000
£10,000
£20,000
£22.13
£44.25
£110.63
£221.25
£442.50
£88.50
£177.00
£442.50
£885.00
£1,770.00
£442.50
£885.00
£1,212.50
£4,425.00
£8,850.00
The table assumes Investors receive gross income. Investors should seek their own advice concerning their tax status and the benefits of using an IFISA. Please remember your capital and income is at risk so we would strongly advise Investors seeks independent financial advice.
Ocea Bonds are generally suitable for self-invested personal pensions (SIPPs) subject to approval by the scheme trustees and administrators. Ocea Bonds are also suitable for Small Self Adminstered Schemes (SSAS) should a SSAS provider choose to accept the Bonds. Non-listed corporate bonds (such as Ocea Bonds) may be wrapped in what’s known as an Innovative Finance ISA (IFISA). IFISAs may have some tax advantages but investing in the Ocea Bonds carries a risk of capital loss.
Whilst interest payments are not guaranteed, Ocea is a very well capitalised business and ensures it has enough cash in its bank account to cover interest payments due for a number of months in advance. In the unlikely event that a quarterly interest payment is missed, then Ocea will look to make that payment in the future.
Payments of interest to individual investors will be made after deducting tax equivalent to the UK basic rate of Income Tax (currently 20%) which we pay to HM Revenue & Customs. The exception to this requirement is where interest is paid to investors who hold bonds within an IFISA, in which case interest can be paid without deduction of tax. However it remains your responsibility to declare any interest paid and account for any additional tax that may be due to the appropriate tax authorities.
No, it is highly unlikely that there will be any correlation that is not statistically coincidental.
The Bonds have a fixed term and are not readily transferable. If you find a willing buyer, the Bonds are transferable provided that the age and status of the transferee is approved by Crowdfunds and subject to Crowdfunds’ Terms and Conditions.

Investors’ money will be used by the Company to carry out property redevelopments as outlined in this Invitation Document.
Any capital yet to be deployed will be held in the Company’s bank deposit account.


All investment involves risk.  Property redevelopment tends to be a high margin business and  Ocea Bonds have been designed to further mitigate risk in the following way:

1.    Ocea Bonds are backed by a portfolio of UK property developments,
2.    Bondholders benefit from a debenture over all the assets of Ocea Group Limited,
3.    This includes all Ocea’s property developments as they are either wholly or part owned by Ocea, and
4.    In this way, Bondholders’ investments are secured by a portfolio of properties, not solely to an individual development. 

This does not mean that investments are safe or guaranteed and you must still consider the risk you may lose some or all of the sums you invest.
A Security Trustee is appointed to act on behalf of Bondholders if the Company defaults. The appointed Security Trustee is STOA Financial Limited. This is a business affiliated with but independent of Crowdfunds which has experience in the management of bonds.

This does not mean that investments are safe or guaranteed. Investors will only receive a return if the Company has sufficient assets to realise in the event of default and you may not receive the return of all of the sums you have invested.
The Company believes it can successfully and promptly deploy a minimum of £300,000 and a maximum of £5 million depending on demand.
If you have a question that has not been answered in FAQ section or in the Invitation Document, you can contact Crowdfunds at support@crowdfunds.net or by telephone on 020 3930 8112.


Like everything surrounding Brexit, forecasting is difficult.  However;

1.    Whatever form of Brexit is eventually agreed upon, in our opinion the UK Government is likely to release funds into key sectors of the UK economy in order to boost economic growth.
2.    Housing will likely be a key sector.
3.    At the same time, we believe the Government (of whatever hue) is likely to target housing due to the ‘crisis’ in UK housing that has bedeviled successive governments.
4.    Affordable housing is likely to be a centrepiece of this initiative.
5.    A number of industry experts have concluded that both Prior Approval and Help-to-Buy will be expanded.